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Regional Issues
Affordable Housing
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Table of Contents
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This page represents the collaborative effort of the Affordable House
Committee of the Midcoast Council for Business Development and Planning
(MCBDP) with special credit to Jeff Snedden. Of course, I am responsible for any
errors.
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Affordable Housing
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Resources
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Toolkit
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Description of the Problem
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Definition of Affordable Housing
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Model Ordinances
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Municipal Land Use Ordinances
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Video (First Time Buyer)
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Example of successful affordable houses and developments
with pictures
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Talking Points
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Speakers
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Links
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Lead
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Lead Safe Program
This very important and valuable funding source provides grants and
loans to low income homeowners for lead paint hazard control. This
program is offered through participating Maine Community Action Program
Agencies. The CAP agency that serves the Town of Richmond is the
Coastal Economic Development agency located in Bath, Maine
(207.442.8063).
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Maine State Housing Authority Energy and Housing
Services Division for Information
about the Lead Hazard Control Program that provides funds to reduce lead
hazards faced by income eligible households (800.452.4668).
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The Maine Department of Environmental Protection Lead
Licensing and Enforcement Program
for home lead testing information, ways to reduce lead hazards,
renovation and remodeling safety practices, and a list of licensed lead
inspectors and lead smart renovators (800.452.1942).
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The Maine Department of Human Services Childhood Lead
Poisoning Prevention Program
for health questions,
blood testing for lead, education and case management (207.287.4311).
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Maine Affordable Housing Network
Recognizing that stable
and adequate housing is at the foundation of strong Maine communities, the
mission of the Maine Affordable Housing Network is to enhance the
creation, preservation, and support of long-term safe, accessible and
affordable homes for all people in Maine.
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CEI
Housing Department
The purpose of CEI's
Housing Program is to increase affordable housing opportunities for people
with lower incomes through development, financing, technical assistance
and targeted programming.
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Welcome to the
Maine State Housing Authority
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Homes and Communities - U.S.
Department of Housing and Urban Development (HUD)
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Workforce Housing
Coalition of the Greater Seacoast
Our mission, through a
united coalition of businesses, government and community groups, is to be
a catalyst for the development of a range of housing options for the
diverse workforce in the Greater Seacoast region of New Hampshire and
Maine.
Workforce housing include affordable housing, market-rate housing, and
mixed-income housing of a variety of housing - apartments, condos, student
housing, co-housing, starter homes.
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Harvard University's Joint Center
for Housing Studies - Home Page
Lots of information on
housing
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Low-Income Homeownership Examining the Unexamined Goal
Selling a book, but
chapters can be read online
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The National Housing Trust
Fund Campaign
The National Housing
Trust Fund Campaign is working to establish a National Housing Trust Fund
that would build and preserve 1.5 million units of rental housing for the
lowest income families over the next 10 years.
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GrowSmart Maine
We are GrowSmart Maine, established
to preserve Maine's quality of life by combating the forces that create
sprawl.
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HUD - CPD - Affordable Housing - Maine Investment Partnerships Program -
Performance SNAPSHOT
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Affordable Housing Programs
Affordable
Housing Programs increase home ownership possibilities by reducing the
necessary down payment and costs. These programs are very specific and
usually have some qualification criteria and restrictions that must be met
in order to take advantage of these cost saving programs. by National City
Mortgage.
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Affordable Housing Programs
AFSC-NH coordinates the NH Housing
Forum, a statewide coalition of non-profit, for-profit, and public
sector advocates of affordable housing.
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National Low Income
Housing Coalition
Dedicated solely to
ending America's affordable housing crisis.
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NLIHC Out of
Reach, 2003
Despite the emphasis on homeownership
and the marginalization of renters, renter households still make up fully
one-third of the households in the United States nearly 36 million
households. Out of Reach is a side-by-side comparison of wages and rents
in every county, Metropolitan Statistical Area (MSA), combined
non-metropolitan area and state in the United States. For each
jurisdiction, the report calculates the amount of money a household must
earn in order to afford a rental unit of a range of sizes (0, 1, 2, 3, and
4 bedrooms) at the areas Fair Market Rent (FMR), based on the generally
accepted affordability standard of paying no more than 30% of income for
housing costs. From these calculations the hourly wage a worker must earn
to afford the FMR for a two bedroom home is derived. This figure is the
Housing Wage.
News on Affordable
Housing (In
the order I posted them)
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10/08/05
VillageSoup - Guest Columns News - VillageSoup
The crush of
development in the Midcoast is so great that builders are even eyeing
old cement grain silos for luxury housing. It sounds like a joke, but
when it comes to plans for Passamaquoddy Towers in Rockland, the tribe
and a private company aren't laughing.
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8/16/05
Cumberland in quandary over 'affordable' housing
Town leaders in
Cumberland liked the idea: They would grant a local man a special zoning
change so he could convert an old barn in the town center into
apartments, and he would keep the rent affordable, giving preference to
town employees like teachers and police officers.
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8/16/05
Many factors make affordable housing elusive
SOMERVILLE --
Cheryl Isbister hasn't had much luck finding an affordable place to
rent. She's been searching for the past few weeks, ever since her
landlord decided to sell the house she's been living in.
8/16/05
Plum Creek
Plan carefully balanced - Bangornews.com Staff
The Plum Creek
Plan for our land in the Moosehead Lake region has been getting a lot of
attention lately. Despite recent events, we continue to believe that
most people are willing to engage in constructive dialogue about the
merits of our plan. The Land Use Regulation Commission's upcoming
scoping sessions should afford all of us that opportunity.
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8/16/05
Suburbs look to serve seniors
STANDISH After
30 years, Betty Edwards has become accustomed to her life in Standish:
the friends she greets on a daily basis, the stores that have everything
she needs, the beauty and quiet of being on Sebago Lake.
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8/14/05
Extreme makeover begins at old MYC
SOUTH PORTLAND
Portland has the Eastern and Western promenades. But its neighbor across
the Fore River may have an answer to these well-known spots. Call it the
Southern Promenade, a nickname developer Richard Berman gave to what
construction crews are building at the former Maine Youth Center in
South Portland.
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1/13/05
Senate confirms McCormick nominated for top housing post
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1/11/05
Saving the Waterworks - Bangornews.com Staff
Over the years, many
plans - a restaurant, condominiums, medical offices - have been proposed
for Bangor's dilapidated waterworks. Given the high cost of refurbishing
the historic structures, anyone who needed to make money on the project
soon gave up. A current proposal to build 35 efficiency apartments for
low-income residents is different, and has a higher chance of success,
because it does not need to turn a profit. Instead, it will help fill a
societal need.
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1/11/04
Midcoast group assists towns in comprehensive plan process -
Bangornews.com Staff
BELFAST - The
Friends of Midcoast Maine has invited local planning board members and
comprehensive plan committee members and interested residents from towns
in Knox and Waldo counties to a planning information session at the
Boathouse at Steamboat Landing. The meeting will be held from 5:30 to 7:30
p.m., Wednesday, Jan. 19. The ongoing program is offered free of charge,
and refreshments will be provided.
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12/26/04
'There should've been a place for him'
This one is for Tom,
thought Jesse Arbour, as he struck a match in the night chill and lit a
white candle.
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12/26/04
Other towns can help Portland create homes for the homeless
The city's director
of homeless services, Gerald Cayer, said local efforts should be
re-evaluated to be sure they are as effective as possible. City Councilor
Peter O'Donnell, however, noted that neighboring communities also have a
responsibility to the homeless that could best be expressed by providing
more affordable housing.
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12/9/04
For sale or rent? Waldo County's housing
WALDO COUNTY (Dec 9,
2004): A bag of garbage sits on top of an old school bus parked next to a
house trailer that had seen better days back in the 1970s. A chained dog
barks at an unfamiliar car, but a half-inch of new snow covers most of the
ugly edges and makes abandoned cars in the trailer park look cleaner and
less worn; frosty temperatures put sewage and garbage smells into deep
freeze. Some trailers are substandard and look it. Others look fine, but
lack working furnaces or plumbing or are firetraps with faulty wiring.
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12/9/04
Maine Awarded Funds for Affordable Housing
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12/6/04
Grant may help plan for future of BNAS
BRUNSWICK This
town is not taking any chances when it comes to the possibility of losing
its largest employer. Town officials have applied for a federal grant that
would give Brunswick the resources it needs to prepare for the possible
closure of the Brunswick Naval Air Station.
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12/06/04
Sprawl fighters gather
AUGUSTA -- The
second annual GrowSmart Maine summit held at the Augusta Civic Center on
Friday was an important step in maintaining the momentum of a statewide
movement to stop sprawl.
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11/1/04
Housing aid cuts decried
Plans by the Bush
administration to sharply reduce housing aid will hit low-income Mainers
hard, according to state and local housing officials.
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10/5/04
In-migration fuels affordable housing squeeze in Maine
AUGUSTA, Maine
More people are moving to Maine than out have made affordable housing
scarce and squeezed development into rural communities, according to two
speakers at a state conference on affordable housing.
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Better
communication pledged in affordable housing effort
CAMDEN (July 13, 2004):
Stressing that they don't oppose the affordable housing effort, several
neighbors of a proposed Cobb Road development told the Camden Affordable
Housing Committee they want attention paid to the design and scale of the
project.
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7/6/04
Gardiner seeks panel volunteers
GARDINER -- Officials are seeking volunteers to serve on the city's
Housing Committee.
The committee has begun to implement a housing action plan in an effort to
address the city's greatest housing needs. The long-range plan has a
strong emphasis on revitalizing neighborhoods, developing more affordable
housing, resolving landlord-tenant issues, addressing municipal service
needs and forming a City Housing Authority, according to Shirar A. Wilder,
community development associate for the city.
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7/6/04
Zoning may promote affordable housing
BRUNSWICK The
Planning Board may change zoning regulations to make it easier and more
attractive for developers to build affordable housing in town.
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7/5/074
Working Waterfront Endangered Species
State Representative
Leila Percy, who represents Phippsburg, Georgetown, Arrowsic and
Harpswell, urged people to "talk to your selectmen about affordable
housing."
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3/5/04
News Release in Maine
HUD AWARDS HOUSING ASSISTANCE GRANT TO
VOLUNTEERS OF AMERICA TO HELP VERY LOW INCOME PEOPLE WITH DISABILITIES
Volunteers of America praised for its commitment to high-quality
affordable housing
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8/6/03
Panel examines affordable-housing crisis
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5/14/03
Affordable rents critically scarce, towns told
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6/3/04
Low-cost housing strategy changes
The Bath-Brunswick
Habitat for Humanity will break with tradition this week when it starts to
develop a Bowdoinham subdivision.
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5/12/04
Banding together, pulling apart
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5/6/04
Government News - Get in the thick of it Rockland Village Soup
Affordable housing
takes two steps forward
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Community News - Get in the thick of it Rockland Village Soup
Rockland affordable
housing gets federal boost
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4/13/04
Deer Ridge Sold
CEI Housing, a division
of Coastal Enterprises, Inc. (CEI) purchased the 27-unit complex off
Federal Street in Wiscasset in January, according to housing developer
John Egan.
"We bought the property to make sure it would continue as affordable
housing," Egan said this week.
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4/13/04
Town
begins mapping out its plans for island parcel
Land sold to Cumberland
at below value will be used for access to water and for affordable
housing. It also involved the land trust.
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4/6/04
Boston.com - News - Local - State population is going gray
There were 6,400 fewer children ages 5 to 13 in 2003 than in 2000, a 3.9
percent drop compared with a less than 1 percent drop nationwide. By
comparison, Vermont saw a 9.6 percent drop in children ages 5 to 13 in
2003, Maine a 7.5 percent drop,
Connecticut a 1.8 percent drop, Massachusetts a 3.6 percent drop, and
Rhode Island a 3.2 percent drop, Duffy said.
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